With so many websites promising quick cash opportunities, it’s important to investigate before sharing personal details. One of the latest circulating through WhatsApp is Grantmoni.org, claiming to offer a GH₵750 cash grant in partnership with Osei Kwame Despite and the Mastercard Foundation.
But after careful analysis, this website raises multiple red flags and appears to be a scam.
What is Grantmoni.org Claiming?
The page hosted at grantmoni.org/GHC750-Despite-Mastercard-Grant.html welcomes visitors with this message:
“Welcome to GH₵750 CASH GRANT: Osei Kwame Despite In Partnership with The Mastercard Foundation Youth Empowerment and Poverty Alleviation Scheme 2025. Accept this EMPOWERMENT Opportunity of GH₵750 cash Transfer as a Ghanaian and invest wisely in your life, business and education.”
It then asks visitors several questions, such as:
- Are you a citizen of Ghana?
- Do you have a Ghanaian ID?
- Choose your gender
- Select your age range
After completing the form, users are taken through a fake gift box game that guarantees a “prize” after three attempts. Finally, the site instructs users to share the link with 5 WhatsApp groups or 15 friends before “claiming” their prize.
Why Grantmoni.org is a Scam
- 404 Error on Main Page – The main domain (grantmoni.org) shows a GitHub Pages error instead of a real homepage, proving it is poorly set up and not a professional platform.
- False Partnership Claims – Neither Osei Kwame Despite nor the Mastercard Foundation has announced any grant program through this site.
- Guaranteed Winnings – Real grants and scholarships don’t ask you to play games or choose mystery boxes. This is a classic scam trick.
- WhatsApp Spam Requirement – Asking users to share links before receiving money is a tactic scammers use to spread their fake websites quickly.
- Fake Testimonials – The site displays fabricated comments and reviews to make it look trustworthy.
- Personal Data Risk – By asking for your ID status, age, and other details, scammers may try to collect sensitive information for identity fraud.
What Happens if You Use Grantmoni.org?
- You will not receive any GH₵750 cash grant.
- You’ll waste time forwarding the scam to others on WhatsApp.
- You risk exposing your personal data to cybercriminals.
How to Stay Safe
- Do not enter personal details on Grantmoni.org.
- Avoid clicking on suspicious WhatsApp links, especially those promising free money.
- Verify grants directly from official government websites, the Mastercard Foundation site, or trusted news outlets.
- Warn friends and family to avoid sharing the scam further.
Final Verdict
Grantmoni.org is a Scam
The GH₵750 Despite Mastercard Foundation grant on Grantmoni.org is 100% fake. It uses false promises, WhatsApp spam tactics, and fabricated testimonials to trick users. If you see this link, do not trust it—delete it and inform others.
Always research opportunities before applying, and remember: if it sounds too good to be true, it probably is.